{"product_id":"charge-off-removal-guide-ebook","title":"Charge-Off Removal Guide (Ebook)","description":"The Practical Guide to Charge-Off Removal. A complete system for disputing charged-off credit card, retail, and private-label accounts that are inaccurate, incomplete, duplicated, obsolete, or not yours.\n\n- Identify charge-offs that can be challenged under the FCRA and FDCPA.\n- Step-by-step dispute letter templates tailored for major credit card issuers, store cards, and shopping credit accounts.\n- Document and submit your package through the CFPB portal and direct bureau dispute channels.\n- Follow-up routine to track responses and confirm deletions.\n- Compliance guardrails so every dispute stays truthful and defensible.\n\nBest used with the Prerequisite eBook, which provides the bureau-account setup, freezes, and CFPB registration tutorials referenced throughout. Instant digital download (PDF). Educational only — results vary from person to person.","brand":"Breaking The Pattern LLC","offers":[{"title":"Default Title","offer_id":43262580883665,"sku":"BTP-CHARGE-OFF-REM","price":54.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0666\/5007\/9441\/files\/cover-1.jpg?v=1787332021","url":"https:\/\/shop.btpattern.com\/products\/charge-off-removal-guide-ebook","provider":"Breaking The Pattern","version":"1.0","type":"link"}